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My Mortgage Blog — Latest Posts
Yes, you can be a homeowner
The news is full of negatives about housing market slowdowns, mortgage stress tests that shut millennials out of homeownership, low inventory, a slowing economy – it goes on. Although it may seem...
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Anatomy of mortgage changes
There is little doubt that housing sales have slowed down in the past year, due in large part to stricter mortgage regulations. Part of those regulations is a mortgage stress test that requires...
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Canada's Federal Budget
The Minister of Finance Bill Morneau presented the 2019-2020 federal budget this afternoon. Key themes include growing the economy, implementing national pharmacare, investing in the middle class, and...
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The Canadian economy and the housing market
We are living in strange times, economically speaking. Mortgage stress tests have slowed the housing market and may be one of the reasons the Bank of Canada has signaled it may pause on increasing...
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