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My Mortgage Blog — Latest Posts
Anatomy of mortgage changes
There is little doubt that housing sales have slowed down in the past year, due in large part to stricter mortgage regulations. Part of those regulations is a mortgage stress test that requires...
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Canada's Federal Budget
The Minister of Finance Bill Morneau presented the 2019-2020 federal budget this afternoon. Key themes include growing the economy, implementing national pharmacare, investing in the middle class, and...
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The Canadian economy and the housing market
We are living in strange times, economically speaking. Mortgage stress tests have slowed the housing market and may be one of the reasons the Bank of Canada has signaled it may pause on increasing...
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Budgeting for Home Ownership
Smart budgeting is required when buying your home. Saving the down payment and crunching numbers helps determine how much mortgage you can afford. But the costs don’t just end there. Planning in...
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